Protect Your Belongings

While Laredo Town Apartments maintains the apartment buildings and common areas, your personal belongings are your responsibility. Although renters insurance is not required, many residents choose to purchase a policy because it provides valuable financial protection and peace of mind for a relatively low monthly cost.


Most renters insurance policies help cover personal belongings damaged by covered events such as fire, theft, vandalism, certain types of water damage, and severe weather. Many policies also include personal liability protection and may help pay for temporary living expenses if your apartment becomes uninhabitable because of a covered loss.



Coverage varies by policy, so review your insurance carefully and speak with your insurance provider if you have questions.

Landlord Insurance vs. Renters Insurance


Laredo Town Apartment Insurance Renters Inurance
✓ Apartment buildings and common areas ✓ Furniture, clothing, electronics, and other personal belongings
✓ Building repairs ✓ Personality liability protection
✓ Property-related liability ✓ Temporary living expenses after covered losses
✓ Does not cover your belongings ✓ Helps protects the things you own.
Loredo Town Apartment Insurance
✓ Apartment buildings and common areas
✓ Building repairs
✓ Property-related liability
✓ Does not cover your belongings
Renters Inurance
✓ Furniture, clothing, electronics, and other personal belongings
✓ Personality liability protection
✓ Temporary living expenses after covered losses
✓ Helps protects the things you own.
View Properties

Where Can I Purchase Renters Insurance?

Residents are welcome to purchase renters' insurance from any licensed insurance provider.


Many national insurance companies offer renters insurance, including State Farm, Allstate, GEICO, Progressive, Farmers, Liberty Mutual, USAA (for eligible military members and families), and Lemonade (where available). If you already have auto insurance, ask your provider about discounts for bundling your renters and auto policies.


For added convenience, residents may also have the option to purchase renters insurance directly through the AppFolio Resident Portal, if available for your apartment community.



If you have questions about renters insurance or available options through the resident portal, our leasing team is happy to help.

Disclaimer: This page is provided for general educational purposes only and is not intended as insurance or legal advice. Coverage, exclusions, deductibles, policy limits, and pricing vary by insurance company and individual policy. Residents should review their policy carefully and consult their insurance provider regarding specific coverage. Nothing on this page modifies or replaces the terms of your lease agreement.